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While it might seem convenient to utilize a pre-made Last Will and Testament form, such generic documents may not adhere to the specific legal requirements of...
In Social Security’s 2023 annual report, a forecast emerged indicating that the program’s surplus could be depleted by 2035 if no governmental interventions are implemented. While...
As individuals approach the culmination of their federal careers, the emphasis often shifts towards maximizing savings within their Thrift Savings Plan (TSP). However, alongside this focus,...
Embarking on the journey of retirement often comes with apprehension, particularly for federal retirees who fear the prospect of exhausting their savings prematurely. However, by employing...
Making informed decisions is key as you approach retirement under FERS. Here are the five major decisions you’ll need to tackle: 1. When to Retire Your...
With the passing of a stopgap bill on January 18, 2024, the looming threat of a government shutdown has been temporarily averted, extending federal funding until...
While non-spouses may not be eligible for the FERS survivor benefit, there exists an alternative solution for those with financial dependents – the Insurable Interest Survivor...
As you approach retirement, it’s crucial to reassess your insurance coverage to ensure you’re not overpaying for policies that may no longer align with your needs....
Believe it or not, the control you have over your retirement income from FERS annuity (pension), Social Security, and Thrift Savings Plan (TSP) can be significantly...
As of January 1, 2024, participants in the Federal Long-Term Care Insurance Program (FLTCIP) are facing another round of premium increases, adding to the financial burden...
The Thrift Savings Plan (TSP) continues to evolve, delivering strong growth for participants and introducing new features to enhance retirement...
In late 2022, the Federal Long-Term Care Insurance Program (FLTCIP) stopped accepting new enrollment applications and announced the suspension would...
Each year, the IRS adjusts tax brackets to keep up with inflation. For 2025, these adjustments reflect a more moderate...
If you’ve researched federal retirement taxes, you likely know that most of your FERS pension (up to 90%) is taxable,...
If you haven’t taken the time to create a retirement plan, you may be in danger of outliving your nest...
Under FERS, federal employees have many unique retirement options, so it’s important to know the facts to determine which best...
The Postal Service Reform Act, which was signed into law on April 6, 2022, mandated that OPM set up a...
The 4% rule is a common guideline in retirement planning, suggesting that retirees can withdraw 4% of their retirement savings...
With several retirement options available under FERS, it’s essential to understand the details to choose the best one for you....
Planning your retirement as a federal employee comes with its own unique considerations. Unfortunately, many resources are focused on private-sector...