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For many, the prospect of retirement conjures a mix of anticipation and uncertainty. A prevailing reason behind the lack of retirement planning stems from a fundamental...
Navigating the intricacies of Social Security can be akin to deciphering a complex code for many individuals, particularly federal workers. One crucial aspect often shrouded in...
When preparing for federal retirement, overlooking the accuracy of your Official Personnel Folder (OPF) until the eleventh hour can prove to be a critical error. The...
As your FERS retirement date approaches, it’s crucial to grasp how your account is managed once the TSP receives notification of your separation from service. From...
While it might seem convenient to utilize a pre-made Last Will and Testament form, such generic documents may not adhere to the specific legal requirements of...
As individuals approach the culmination of their federal careers, the emphasis often shifts towards maximizing savings within their Thrift Savings Plan (TSP). However, alongside this focus,...
Believe it or not, the control you have over your retirement income from FERS annuity (pension), Social Security, and Thrift Savings Plan (TSP) can be significantly...
As of January 1, 2024, participants in the Federal Long-Term Care Insurance Program (FLTCIP) are facing another round of premium increases, adding to the financial burden...
When strategizing for federal retirement, it’s crucial to acknowledge that it extends beyond mere financial preparation. Preparing for the emotional and psychological ramifications of concluding your...
The decision to retire abroad is increasingly popular among Americans, driven by factors such as lower housing costs and affordable healthcare options, as revealed by the...
The Thrift Savings Plan (TSP) continues to evolve, delivering strong growth for participants and introducing new features to enhance retirement...
In late 2022, the Federal Long-Term Care Insurance Program (FLTCIP) stopped accepting new enrollment applications and announced the suspension would...
Each year, the IRS adjusts tax brackets to keep up with inflation. For 2025, these adjustments reflect a more moderate...
If you’ve researched federal retirement taxes, you likely know that most of your FERS pension (up to 90%) is taxable,...
If you haven’t taken the time to create a retirement plan, you may be in danger of outliving your nest...
Under FERS, federal employees have many unique retirement options, so it’s important to know the facts to determine which best...
The Postal Service Reform Act, which was signed into law on April 6, 2022, mandated that OPM set up a...
The 4% rule is a common guideline in retirement planning, suggesting that retirees can withdraw 4% of their retirement savings...
With several retirement options available under FERS, it’s essential to understand the details to choose the best one for you....
Planning your retirement as a federal employee comes with its own unique considerations. Unfortunately, many resources are focused on private-sector...