The Thrift Savings Plan (TSP) Life Annuity has become an increasingly appealing choice for federal retirees. With longer life expectancies and growing concerns about outliving retirement...
As a federal employee, understanding how private life insurance compares to the Federal Employees Group Life Insurance (FEGLI) program is essential, especially when planning for retirement....
The Thrift Savings Plan (TSP) continues to evolve, delivering strong growth for participants and introducing new features to enhance retirement savings. In 2024, the program celebrated...
In late 2022, the Federal Long-Term Care Insurance Program (FLTCIP) stopped accepting new enrollment applications and announced the suspension would continue for the next 24 months....
Each year, the IRS adjusts tax brackets to keep up with inflation. For 2025, these adjustments reflect a more moderate inflation rate, resulting in about a...
If you’ve researched federal retirement taxes, you likely know that most of your FERS pension (up to 90%) is taxable, and 50% to 85% of your...
If you haven’t taken the time to create a retirement plan, you may be in danger of outliving your nest egg. Your retirement could span 30...
Under FERS, federal employees have many unique retirement options, so it’s important to know the facts to determine which best fits your situation. One large source...
The Postal Service Reform Act, which was signed into law on April 6, 2022, mandated that OPM set up a health insurance program specifically for USPS...
The 4% rule is a common guideline in retirement planning, suggesting that retirees can withdraw 4% of their retirement savings each year, adjusted for inflation, without...