At some point, most federal employees end up asking these two important questions: when can I retire, and how much money will I need? They sound...
For federal employees preparing to leave government service, few numbers carry more weight than the FERS Minimum Retirement Age. It sets the earliest point at which...
If you’re a FERS employee, your retirement annuity is primarily driven by two things: your years of creditable service and your High-3 average salary. Of those,...
Markets gave back some of their early 2026 gains in March. Rising global tensions pushed investors toward caution, sending most TSP funds into negative territory for...
For most federal retirees, the real question isn’t whether the TSP or an IRA is better on paper—it’s which one works best for your situation in...
Most federal employees know they have a pension. Fewer understand that there are multiple distinct pathways to retirement under FERS, each with different eligibility requirements, different...
Federal Retirement planning can feel like navigating a maze. Your Thrift Savings Plan (TSP), annuity, Social Security, and other benefits all contribute to your retirement income,...
All Thrift Savings Plan (TSP) funds posted positive returns in January 2026, giving federal employees a strong start to the year. International stocks led the way...
One of the most important retirement decisions you’ll make is when to claim Social Security. You can start as early as age 62, wait until your...
For the second year in a row, all TSP funds ended the year in positive territory. Federal employees heavily invested in the I Fund benefited from...