Most federal employees understand that divorce can affect a pension. What many do not realize is that a divorce settlement can also affect the survivor benefits...
For many federal employees, the FERS pension becomes the foundation of retirement income. Unlike savings accounts or market-based investments, it provides a monthly payment backed by...
After a rough March that left most TSP funds in negative territory, April delivered a welcome turnaround in TSP performance. Every fund in the Thrift Savings...
At some point, most federal employees end up asking these two important questions: when can I retire, and how much money will I need? They sound...
For federal employees preparing to leave government service, few numbers carry more weight than the FERS Minimum Retirement Age. It sets the earliest point at which...
If you’re a FERS employee, your retirement annuity is primarily driven by two things: your years of creditable service and your High-3 average salary. Of those,...
Markets gave back some of their early 2026 gains in March. Rising global tensions pushed investors toward caution, sending most TSP funds into negative territory for...
For most federal retirees, the real question isn’t whether the TSP or an IRA is better on paper—it’s which one works best for your situation in...
Most federal employees know they have a pension. Fewer understand that there are multiple distinct pathways to retirement under FERS, each with different eligibility requirements, different...
TSP performance was mixed in February 2026, with a notable shift in market dynamics favoring international equities over U.S. large caps. Amid mixed economic signals, including...