As you make preparations for retirement, it’s important that you have all your bases covered. An analysis of the fundamental building blocks of a retirement plan...
1. Errors in Your Earnings Record Can Impact Your Benefit Many individuals overlook the importance of regularly reviewing their Social Security earnings record for accuracy. Mistakes...
For many, the prospect of retirement conjures a mix of anticipation and uncertainty. A prevailing reason behind the lack of retirement planning stems from a fundamental...
For years, the 80% rule has served as a cornerstone in retirement planning, dictating that you’ll require 80% of your pre-retirement income to sustain your lifestyle...
Navigating the intricacies of Social Security can be akin to deciphering a complex code for many individuals, particularly federal workers. One crucial aspect often shrouded in...
In Social Security’s 2023 annual report, a forecast emerged indicating that the program’s surplus could be depleted by 2035 if no governmental interventions are implemented. While...
With the passing of a stopgap bill on January 18, 2024, the looming threat of a government shutdown has been temporarily averted, extending federal funding until...
As you approach retirement, it’s crucial to reassess your insurance coverage to ensure you’re not overpaying for policies that may no longer align with your needs....
Believe it or not, the control you have over your retirement income from FERS annuity (pension), Social Security, and Thrift Savings Plan (TSP) can be significantly...
When strategizing your FERS retirement, grasping the implications of the Social Security Maximum Taxable Earnings Cap is paramount, both during your career and post-retirement. A Primer...